Citizens Community Federal: Announces business alliance with La Crosse, WI based Kitchen Solvers, Inc, LLC

CONTACT: Ed Schaefer

President/CEO

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EAU CLAIRE, Wis.— Citizens Community Bancorp, Inc., (NASDAQ: CZWI), the holding company for Citizens Community Federal, has announced that Citizens Community Federal has formed an alliance with Kitchen Solvers, Inc, LLC. to provide loan options to customers of Kitchen Solvers franchisees around the country.

Ed Schaefer, CEO of Citizens Community Federal said this is the first time Kitchen Solvers. Inc. LLC has been able to offer affordable financial options for the customers of its 80 franchise outlets in 34 states.

Kitchen Solvers, Inc, LLC, LaCrosse, specializes in kitchen & bathroom design and remodeling, which started as a home-based business in 1982 by Gerald and Betty Baldner. The franchise outlets provide cabinet refacing as the primary service. Many Kitchen Solvers franchises also offer custom and pre-built cabinetry, kitchen design, custom laminate, solid surface, and granite countertops, kitchen accessories, bathtub and shower surround wall liners, flooring, and closet organizing systems.

Gerald Baldner said his company has been looking for the right customer-loan program for the last 15 years.

“This is an excellent example of two Wisconsin -headquartered businesses coming together to co-brand a loan program. This alliance gives our Kitchen Solvers franchisees additional credibility and provides a viable financing option to our customers,” Balder said.

Citizens Community Federal, since 1993, has been providing indirect lending operations to merchants and dealers so they can offer loans to their customers. Citizens has more than 500 indirect lending business partnerships and 26 full-service branches in Wisconsin, Minnesota and Michigan.

About Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc., based in Eau Claire, Wis., is the holding company for Citizens Community Federal, a federal savings association operating 26 full-service banking offices in Wisconsin, Minnesota and Michigan. Please visit us online at http://www.ccf.us.